Terms & Conditions

This Website and the information and materials on this Website are provided for general informational and educational purposes only. You are permitted to save, display, or print out information contained on this Website only for your personal, non-commercial use. Except as otherwise permitted by these terms and conditions, you are not permitted to modify, copy, scrape, distribute, transmit, display, reproduce, duplicate, publish, license, frame, link, create derivative works from, transfer, or otherwise use in any manner, in whole or in part, this Website or the information and materials on this Website without the prior written authorisation of IAGES and with suitable accreditation to IAGES. To request such authorisation, please contact us at info@iages.com.

You must not and must not attempt to:

• Use this Website to carry out or assist in any unlawful or criminal activity;
• Use this Website to receive, access or transmit material that is defamatory, obscene, offensive, or sexually explicit or which contains or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age;
• Use this Website in any way that infringes any third party's intellectual property rights or data protection or privacy rights and or breaches any contractual duty or duty of confidence;
• Use this Website to be threatening or harassing to any other person or to cause annoyance to, inconvenience or needless anxiety, upset, harm, or embarrassment to any other person;
• Use our website to impersonate any person, or to misrepresent your identity or affiliation with any person;
• Use the whole or part of this Website or its content for any commercial or money-making purpose without having our written consent to do so beforehand;
• Access parts of this Website that are not intended for public use;
• Access or monitor this Website or any of its content other than using the Website's navigational structure or for any purpose other than that expressly permitted in our terms of use;
• Do anything which places an unreasonably large load on this Website, or its supporting computer systems;
• Attempt to disrupt or interfere with this Website in any way or with another person's use of this Website, or use this Website as a means of disrupting or interfering with other websites;
• Probe, scan, or test the vulnerability of this Website or any network connected to it;
• Willfully corrupt any data, documents, or material available on this Website or insert or knowingly or recklessly transmit or distribute a virus into our network and computer systems so as to cause harm to the Website, us, or other users or which is likely to bring this Website or us into disrepute;
• Access without authority, interfere with, damage, or disrupt any equipment, network, or software on which this Website is stored or which is used or owned by this Website or that of a third party; or
• Assist, encourage, or permit any other person to do any of the acts described above.

All the above are forbidden regardless of the means used, including but not limited to, hacking or the introduction of any worms, trojans, viruses, unauthorised, malicious, or harmful code, or other harmful software (viruses). Some of the acts described above may be criminal acts.

You must not post or publish any copies or downloads of materials that come from this Website on any networked computer, or make any statements or undertake any actions which could result in liability for us.

This Website and all information and materials on this Website are protected by Indian and international copyright and trademark laws and other intellectual property laws, and any unauthorised use of any information and materials on this Website may violate such laws. All intellectual property rights in this Website, and in and to all information and materials on this Website, (including, without limitation, copyrights, trademarks, and rights in and to designs) are owned by IAGES or are used by IAGES with the permission of the third-party owner or provider of such information or materials. These terms and conditions are not intended to, and do not, transfer or grant any rights in or to this Website or the information and materials on this Website other than those which are specifically described in these terms and conditions, and all rights not expressly granted in these terms and conditions are reserved by IAGES or by the third party owners or providers from whom IAGES has obtained information and materials on this Website.

The names of other actual companies and third-party products or services identified on this Website may be the trade names, trademarks, or service marks of their respective owners.

You are responsible for making all arrangements necessary for access to this Website. IAGES may change the arrangements or access to the Website, at any time, for any reason without telling you beforehand without liability. IAGES grants you access to this Website on a temporary basis. IAGES reserves the right, without notice, (i) to change, add, modify, or remove any information and materials on this Website in any manner and at any time, and (ii) to suspend, limit, restrict and/or deny access to any aspect or part of this Website at any time for any reason, including, without limitation, for any scheduled or unscheduled maintenance, upgrades, improvements or corrections.

Neither IAGES nor any of its third-party providers shall have any duty or responsibility (i) to maintain, update, correct, or remove any information and materials on this Website for any reason or (ii) to advise or identify any information and materials on this Website which may be outdated, incomplete, inaccurate or erroneous.

Disclaimer of Warranties and Limitation of Liability

IAGES makes no express or implied condition, representation or warranty, or other term concerning this Website or any information or material on this Website, including, without limitation, any condition, representation or warranty, or other term as to noninfringement, satisfactory quality, fitness for a particular purpose or use, or as to the accuracy or completeness of any information or materials on or accessible through this Website. IAGES hereby expressly excludes all express or implied conditions, representations, warranties, and other terms of any kind relating to the availability or operation of this Website and any information or materials on or accessible through this Website to the extent permitted by law.

Neither IAGES nor any director, officer or employee thereof shall be liable or have any responsibility for any loss, liability or damage, cost or expense that you may incur in connection with (i) your use of this Website and any information or materials on or accessible through this Website, (ii) any erroneous connection or communication between you and IAGES made through this Website, (iii) the transmission of any computer viruses or other harmful components that may cause damage to another's computer system or network although every reasonable effort has been made to ensure that the website is free from viruses, (iv) any aspect of the performance of this Website, including, without limitation, any failure, delay, interruption or disruption of this Website or your access to this Website, (v) the delivery of any information and materials or services available on or through this Website or the execution of any transactions made on or through this Website, (vi) any other cause relating to your access, or use of this Website and any of the information or materials on this Website, (vii) any unauthorised or fraudulent use of IAGES's intellectual property, whether in connection with this Website, any other website or otherwise and (viii) any unauthorised access, theft, operator errors, strikes or other labour problems or any force majeure, regardless of whether any of the foregoing circumstances in this paragraph giving rise to such loss, liability or damage may have been within the control of IAGES or any third party servicing this Website. Without limiting any of the foregoing, in no event will IAGES or any director, officer or employee thereof be liable, whether in tort (including, without limitation, negligence), contract or otherwise, for any loss of profits, income, goodwill, or contracts, loss or corruption of data, business interruption, consequential, special, punitive, incidental, indirect or similar losses or damages arising from, related to or connected with your access or inability to access this Website, your use of this Website and/or your reliance on the information and materials on this Website, even if notified or advised of the possibility of such losses or damages.

At the Indian Association for Gold Excellence and Standards (IAGES), we are committed to maintaining transparency and clarity in all our processes, including payments made towards annual membership and accreditation.

All payments made to IAGES for the following purposes are non-refundable:

• Fees paid (20% of annual membership fees) to obtain provisional membership receipt and remaining 80% of annual membership fees paid towards obtaining the IAGES accreditation certificate
• Any applicable taxes, including Goods and Services Tax (GST)

Once a payment is successfully processed, it shall not be refunded under any circumstances.

IAGES Membership fee structure

The membership/accreditation fees for value chain partners seeking IAGES accreditation are structured based on their annual turnover.

Notes:

• Annual turnover is based on the most recent audited financial statements (previous FY) of the value chain partner.
• Membership fees are exclusive of applicable taxes (18% GST), which will be added as per the prevailing rates. Fees are subject to periodic review and may be updated by IAGES.
• All payments must be made via IAGES portal and are non-refundable
• IAGES will issue invoices for all payments, including applicable taxes. The Provisional Membership Receipt, Final Payment Receipt and Accreditation Certificate will be available for download via the IAGES portal.

Terms and Conditions

• Payment for Provisional Membership
  After completing the self-assessment, a value chain partner who wishes to proceed for external assessment must pay 20% of the applicable membership/accreditation enabling external assessment.
• Payment upon completion of external assessment
  The value chain partner must pay the remaining 80% of the membership/accreditation fee once the accreditation is approved by the IAGES.

If IAGES believes that you have breached these terms and conditions, they may take such action as they consider appropriate in the circumstances, including, but not limited to all or any of the following actions:

• Close this Website;
• Temporarily or permanently prevent you from using this Website;
• Issue a warning to you;
• Take legal proceedings against you and seek reimbursement of all costs any and all losses, damages, liabilities, expenses, and costs incurred as a result of your breach of these terms and conditions on an indemnity (pound for pound) basis;
• Require that you return or destroy copies of materials you have made in breach of our terms and conditions; and/or
• Disclose such information to law enforcement authorities as IAGES considers necessary.

Whilst every reasonable effort has been made to ensure that the content of this Website is secure, IAGES makes no condition, representation or warranty, or other term, express or implied, concerning the security of this Website, including, without limitation, with respect to the ability of unauthorised persons to access, intercept or use information or materials transmitted by you to this Website or from this Website to you.

Although the information and materials on this Website were obtained or compiled from sources IAGES believes to be reliable, IAGES does not make any express or implied condition, representation, warranty, or other term as to the accuracy, validity, reliability, timeliness or completeness of any such information or materials in general or in connection with any particular use or purpose.

This Website and the information and materials on this Website are not a recommendation of, or an offer to buy or sell, any investment or other product or service or investment or other advice regarding any such product or service. You should consult with your professional advisers regarding any such product or service, take into account your individual financial needs and circumstances, and carefully consider the risks associated with any investment decision. Projections or other information generated by third-party portfolio tools regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. IAGES provides no warranty or guarantee regarding the functionality of the tool including without limitation projections, estimates, or calculations.

The information and materials on this Website are not directed to and may not be used by any person or entity in India or in any jurisdiction where the direction or use of such information and materials is prohibited or would be contrary to applicable laws, rules, or regulations of any governmental authority or regulatory organisation.

The use of the words ‘believes,’ ‘expects,’ ‘may,’ or ‘suggests’ or words of similar import, identifies a statement as ‘forward-looking.’ In light of the significant uncertainties inherent in the forward-looking information included herein, the inclusion of such information should not be regarded as a representation by IAGES that the forward-looking statements will be achieved.

This Website may contain links to websites owned, sponsored, or maintained by third parties, including, without limitation, links to gold industry members or partners associated with IAGES. These links are provided only as a convenience to you. The inclusion of any link on this Website to a third-party website is not and does not imply any affiliation, sponsorship, endorsement, approval, investigation, verification, or authorisation by IAGES of such third-party website or the information or materials on such third-party website.

IAGES makes no representations, warranties, or guarantees with respect to, and is not responsible for, any third-party website or the information and materials on such third-party website or your use of or inability to use such third-party website. Such websites, and third-party services, are not under the control of IAGES. If you have any queries about such websites, you should contact the operator of the website. You should always check the terms of use and privacy policies of any third-party website before you use them.

IAGES is not responsible for the content, terms of use, or the privacy policies of websites to which it may provide links or the websites of its advertisers.

This Website is governed by and shall be construed in accordance with Indian laws and any dispute as to its terms shall be submitted to the exclusive jurisdiction of the Mumbai courts.

Should any part of these terms and conditions be found to be illegal, invalid, or unenforceable under any applicable law, such term shall, insofar as it is severable from the remaining terms and conditions, be deemed omitted from these terms and conditions and shall in no way affect the legality, validity or enforceability of the remaining terms and conditions.

The IAGES recognises the importance of protecting the privacy of visitors to (and registrants on) this website and other professional contacts. We have created the following policy guidelines to let you know how we collect and use your personal information.

IAGES collects information about visitors and registrants: during your registration for the Website, such as your name, address, email address, job title, and employer organisation; regarding your participation in contests, polls, downloading research, use of tools we provide including portfolio modelling and valuation simulators and downloading website materials; and through the use of cookies. For more information, see our cookie policy.

By using this website, you understand that IAGES is: (a) using your personal data; and (b) sharing your personal data with third parties, as described below.

If you have had contact with IAGES personnel, for example by meeting a IAGES representative and providing your business card, IAGES may store your personal information, such as your name, job title, employer organisation, contact details and any meeting notes. We will collect and store this information for the purposes of:

• Maintaining a record of contacts;
• Developing our professional relationship with you;
• Inviting you to events and organising meetings between you and our representatives; and
• For the applicable purposes described below ('Use of information').

• IAGES will not share any personal information of its visitors, registrants or business contacts, with any third party without permission unless it is lawful for us to do so.
• IAGES uses visitors' IP addresses to help diagnose problems with our server, to administer the website, to provide you with our website, to power security measures and related services relating to your access to the website, or to communicate with you about operational changes to the website or our services. We also use it to gather broad demographic information about our visitors in general. This information does not contain anything that can identify individuals.
• We combine demographic information supplied by a subscriber at registration with site usage data to provide profiles, in aggregate form, about our visitors and their preferences in the content of the site and advertising. We may share this composite information with our advertisers to help them better understand our services, but the IAGES does not give advertisers information about individual visitors. Using e-mail addresses provided at registration or otherwise.
• IAGES periodically sends out e-mail newsletters and promotional e-mails about services and publications offered by this website and its advertisers to subscribers and professional contacts. We will not send these emails unless individuals have given us their consent to do so as part of the website registration process or it is otherwise lawful for us to do so. If you do not wish to receive these emails, you have the option to unsubscribe at any time and we will respect your wishes. You can exercise this option by contacting us or by following the instructions for unsubscribing included in each e-mail. Third parties will not contact our visitors through the use of our e-mail newsletter lists except through advertisements within the newsletters themselves, or unless visitors ask to be placed on a list to receive e-mails from our advertisers on subjects of interest.
• We also use it to support our market development activities and interactions with subscribers and professional contacts, including preparing and distributing reports, presentations, and studies that may be prepared with the assistance of third parties. When data is shared with such third parties, it will be aggregated or anonymised.
• We use your information to enable us to run competitions and offers for which registrants have signed up, about which we need to be able to communicate with you.
• We will collect any feedback or complaints you provide to us and will invite you to undertake surveys about our services. We may use independent research and feedback providers to do so on our behalf.
• We will need to use your information to respond to any questions, suggestions, issues, or complaints you have raised with us.
• If you choose to register on the Website, you may provide us with your email address to create an account or you may choose to create an account using a social network login (such as LinkedIn, Facebook, or Twitter). If you choose to create an account using a social network login, we do not collect login or password information; nor do your social network accounts give us permission to access your contacts for more information on the use of social network logins, please see our cookie policy.

The personal information we hold about visitors and professional contacts may be shared with (a) companies who process personal information on IAGES’s behalf, such as providers of cloud hosting solutions; (b) professional advisors, such as accountants, lawyers or other consultants; and (c) other companies in our group.

IAGES may disclose visitors’, registrants’, or professional contacts’ personal information if, in our opinion, such disclosure is required (i) by law, (ii) to protect and/or defend the IAGES’s rights and/or (iii) to protect the personal safety of any individual. In addition, in the event that all or substantially all of IAGES's stock and/or assets are transferred or sold to another entity, the IAGES may transfer visitors’, registrants’, and professional contacts’ personal information to the acquiring entity.

Our website may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third-party's site. We strongly advise that you review the privacy policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

We encourage users to collaborate with and engage with others by discussing financial and investment opinions, information, and experience. You understand and agree that any such information that you provide through the website or otherwise, including, for instance, as part of your profile or while interacting with other users, will be publicly available, and that other users may use and reproduce such information. We have no control over the use by other users of the information that you voluntarily disclose to the public. We may access information about you from third-party sources and platforms (such as service providers, agents, social networking sites, databases, online marketing firms, and ad targeting firms).

In accordance with data protection law, we are obliged to inform you that we are using your information as described in this privacy notice on one or more of the following legal bases:

• You have given your consent to us using your information, for example, for the purposes of sending you our marketing material;
• The use is necessary to perform a contract between us or to take steps that you requested us to take before entering into a contract;
• The use is necessary to comply with a legal obligation to which we are subject, for example, asking you to confirm which country you are based in, for our compliance purposes;
• The use is necessary for the purposes of our legitimate interests, including developing business relationships with our professional contacts, and also understanding visitors to our website in order to run it efficiently and provide content and services that are effective in promoting our organization and its aims.

We maintain appropriate technical and organisational security measures to protect personal information from loss, misuse, and unauthorised access, disclosure, alteration, or destruction.

You have the right in certain circumstances to:

• Withdraw your consent where you have given your consent to us to use your personal information for certain purposes. You have the right to withdraw this consent at any time by contacting us using the contact details set out in the “Contact Us” section. This will not affect the lawfulness of any use of your information that we make before you withdraw your consent.
• Access your personal information to understand whether we hold information about you and, if so, for us to give you certain details about that information and/or the information itself. This is commonly known as a subject access request. If you would like to make a subject access request, please contact us via e-mail or post at the details as set out in the “Contact Us” section below;
• Restrict the processing of your personal information if one of the following applies to you:
• You contest the accuracy of the information that we hold about you, while we verify its accuracy;
• We have used your information unlawfully, but you request us to restrict its use instead of erasing it;
• We no longer need the information for the purpose for which we collected it, but you need it to deal with a legal claim; or
• You have objected to us using your information, while we check whether our legitimate grounds override your right to object
• Require the correction of any inaccurate or incomplete information;
• object to the processing of your personal information on the basis of our legitimate interests;
• Require us to erase your personal information without undue delay if one of the following applies, unless it is necessary to use your personal information to comply with a legal obligation or to establish, exercise, or defend a legal claim:
• The information is no longer necessary for the purposes for which we collected it;
• We need your consent to use the information and you withdraw your consent; you object to us using your information: for the purposes of understanding the visitors to the website and there are no overriding legitimate grounds for the processing;
• You unsubscribe from our marketing communications;
• We have used your information unlawfully;
• The information must be erased for compliance with a legal obligation to which we are subject.
• Port your personal information under certain circumstances;

If your website registration information changes, you should click through to the “Update Your Profile” section of our website and update your personal information. Or, if you want us to delete your registration you can contact us at the address below.

The period for which IAGES will retain personal information will vary depending on the purposes that it was collected for, as well as the requirements of any applicable law or regulation. We will then either securely delete it or anonymise it so that it cannot be linked back to you.

Transfer of any personal information to third parties outside of India shall only take place in accordance with applicable data privacy laws (including by means of data transfer agreements with recipients).

IAGES is not responsible for the content or the privacy policies of websites to which it may provide links or the websites of its advertisers.

IAGES uses all reasonable precautions to keep the personal information disclosed to us secure and to disclose such information only to responsible third parties after permission from the individual or as otherwise permitted by applicable laws and the terms of this notice.

If you have any questions about this privacy notice or the practices to which it relates, you can contact us at info@iages.com.

B-704, 7th Floor, One BKC, Bandra Kurla Complex
Bandra (East), Mumbai 400051

Contact Number : +91 22 69012964